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April 15, 2025

Home Price Growth Picks Up After Mortgage Rate Drop

Home prices increased in November for the first time in seven months, driven by a temporary dip in mortgage rates. While the Northeast and Midwest saw the strongest gains, growth remained sluggish in the South and West, highlighting regional differences in the housing market.

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April 15, 2025

Apartment Market Faces Supply Crunch

After years of record apartment construction, a slowdown in new developments is setting the stage for rising rents. Renters may soon see fewer incentives and higher costs as supply tightens.

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April 15, 2025

Millennial Homebuyers Face Regrets

Millennials struggle with homeownership, with 82% regretting aspects of their first purchase. Rising costs, high mortgage rates, and affordability concerns leave many feeling trapped in their decisions.

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April 15, 2025

Mortgage Rates Dip Slightly but Stay Near 7%

Mortgage rates dipped slightly for the second consecutive week, with the average 30-year fixed rate at 6.95%. However, affordability remains a challenge for homebuyers as rates are expected to stay above 6% throughout 2025. The Federal Reserve's cautious stance on interest rate cuts and economic uncertainties continue to influence borrowing costs, keeping pressure on the housing market.

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April 15, 2025

The Critical Role of Title Insurance in U.S. Property Rights

Given the inherent risks in the U.S. property system, title insurance is a vital safeguard for real estate buyers. It ensures a secure transfer of ownership and protects against legal uncertainties, making it an essential part of the home-buying process.

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April 15, 2025

How to Apply for a Homestead Exemption

A homestead exemption can reduce your property tax bill if you own and occupy your home as a primary residence. To apply, submit Form DR-501 with the required documents to your local property appraiser’s office by March 1. Filing early ensures you receive the benefits for the current or upcoming tax year. Check with your county for specific filing details.

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April 15, 2025

Why First-Time Buyers Face Challenges in 2025

The scarcity of starter homes, driven by rising costs, restrictive zoning, and tight inventory, has made it harder for first-time buyers to enter the housing market. With fewer affordable options, many are forced to delay homeownership.

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April 15, 2025

2025 Interest Rate Forecast: Mortgages, Credit Cards, and Loans

Interest rates are set to decline modestly in 2025, easing borrowing costs but maintaining relatively high levels for mortgages, credit cards, and auto loans. Savers can still benefit from competitive returns on high-yield accounts.

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April 15, 2025

Rebuilding Los Angeles: The Cost of Recovery After Wildfires

The path to rebuilding Los Angeles after the wildfires is fraught with financial, logistical, and emotional challenges. While regulatory rollbacks and insurance coverage offer some relief, the scale of the task underscores the resilience required of homeowners and communities.

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