Latest Post

April 15, 2025

Justice Department Settles Redlining Case With The Mortgage Firm

The Mortgage Firm settles DOJ redlining allegations with a $1.75M loan subsidy fund, emphasizing fair lending reforms.

Read Blog

April 15, 2025

Florida Housing Market Faces Challenges

Florida’s housing market grapples with declining affordability amid high mortgage rates and insurance premiums, sparking predictions of price declines in 2025.

Read Blog

April 15, 2025

Bankruptcy Filings Rise in November

Bankruptcy filings rose 14% in November, reflecting heightened financial stress for U.S. households amid rising costs and economic uncertainty.

Read Blog

April 15, 2025

Homebuyer Demand Hits New High

Homebuyer demand has hit a 14-month peak, fueled by lower rates, increased listings, and pent-up interest, signaling renewed activity in the housing market.

Read Blog

April 15, 2025

2025 Housing Market Outlook

Expect modest home price growth, high mortgage rates, and improved options for renters in 2025 as the housing market adapts to shifting dynamics and economic pressures.

Read Blog

April 15, 2025

How AI is Revolutionizing Email Scam Detection

AI revolutionizes phishing detection with advanced pattern recognition, multimodal analysis, and real-time processing, ensuring robust email security in an ever-evolving digital landscape.

Read Blog

April 15, 2025

Smart equity access for today’s rates

With the Federal Reserve cutting rates, tapping into your home equity has become more appealing. Whether you opt for a loan, HELOC, or refinance, the right choice depends on your financial goals, repayment capacity, and current mortgage terms. Always proceed with a repayment plan to safeguard your home and finances.

Read Blog

April 15, 2025

Families Spending 38% on Housing: Top Affordable and Costly Areas

The housing affordability gap continues to grow, with families spending an average of 38% of their income on housing. While coastal cities face severe cost burdens, the Midwest offers more affordable options.

Read Blog

April 15, 2025

FHA Proposal Could Boost Homebuying with Rental Income

The FHA’s proposal to allow rental income in mortgage applications could make homeownership more achievable by reducing income history requirements and expanding verification options.

Read Blog

April 15, 2025

U.S. Mortgage Rates Reach New Highs

Mortgage rates continue to rise, posing challenges for homebuyers amid high prices and limited inventory. Experts expect volatility ahead, with rates influenced by economic and geopolitical factors.

Read Blog

April 15, 2025

Building Confidence in Homebuying

While financial barriers challenge potential homebuyers, most remain committed to achieving homeownership. Increased education about the mortgage and closing processes could empower consumers and enhance confidence.

Read Blog

April 15, 2025

Foreclosure Trends in October 2024

Foreclosure activity rose slightly in October, with Nevada, Florida, and New Jersey leading the rates. Despite monthly increases, yearly declines highlight a housing market still stabilizing post-pandemic.

Read Blog